The Animal Insurance Page

Some of the treatments, if your Pet has been unfortunate enough to get involved in a road accident or if he has developed a serious disease it can be expensive. Although we try to keep costs to a minimum sometimes it is a good idea to insure your animals so that they can have the very best of care. There are many insurance companies that cover Dogs, Cats Rabbits and Horses and it is difficult with the range of policies available to advise what is the best one for your needs.

Most Policies will insure you for Veterinary fees and third party liability if your pet was the cause of damage to property or to injury to some person. It is always sad to loose an animal but the Policy will cover the cost of replacing your pet if he is lost or stolen or if he should be unfortunate enough to die as a result of an accident or illness. Some Policies will cover the cost of boarding your pet if you have to go into hospital or the cost of your holiday if you have to cancel it because your pet needs urgent surgery. Most companies will now insure your animals when they are traveling with you in Europe if you are taking advantage of the Pet Travel Scheme.

Please note none of the companies will cover the cost of routine surgery such as neutering and they do require you to ensure that your animal's vaccinations are up to date at the time the treatment was given.

When you choose a policy pay particular attention to the details of what is covered. Companies vary in the levels of the excess for each condition before any payments are made and they will not always pay for the special diets that older animals need to help them cope with their illness.

Here in no particular order are some of the companies that Insure Animals

Vet 2 Pet Navigate to the Pet Health Page. this company offers competitive policies for cats and dogs. The first two months are free of charges. When you claim they deduct a single fixed excess charge per condition once each year which is more generous than some of the other companies. Vet 2 Pet does not increase the premiums as your pets gets older and they offer premium free months when you insure more than one animal with them. You will have to phone to get a suitable quote as charges vary depending on where you live and the type of dog you have.

Direct Line This company is involved with many types of insurance and will quickly give you a quote over the phone.

Pet Protect You can arrange you Pet Insurance with Pet Protect direct from your computer. This company is quick to settle any claims and has a tendency not to dispute complicated claims.

Saga This company offers value for money for clients aged 50 and over. If you take out a policy for an animal under nine years of age and continue to pay the premiums your pet will be covered for life.

Pet Plan This is the company that was the first to develop Pet Insurance in the UK. They have many different policies covering Dogs, Cats, Rabbits and Horses. Take care to read the small print on the documents as they have a tendency to deduct an excess as well as a percentage of any claims that you may make.

Making an informed decision about pet insurance? New regulations from the Financial Services Authority mean that we are not able to recommend specific policies. There is a Web Site which might help you to compare the different options available.

There is also a Pet Insurance Resource site for everything to do with pet insurance. Full of newsletters, articles, links and other resources - ALL FREE - in one easy to navigate site to save time and money.

Still not found what you are looking for? There is an Specialist Pet Insurance Broker who will be able to advise you about the best policy for your specific circumstances. They will be able to organise short term cover or cover for accident only or third party only. Take a look at this website for more information.

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